Discovery medical aid is the
largest player in the field of medical cover in South Africa. The company is a financial giant that enjoys
excellent credit ratings everywhere in the world.
It enjoys unusually high customer satisfaction rates and very few health service providers will
show away a member from the Discovery medical scheme.
The company place a very high priority
on providing cover for people from every walk of life. That is why they offer an extensive range of
Discovery's philosophy is that every citizen
of South Africa should be able to afford some form of medical cover. They furthermore continue to gauge the needs
of the market and they regularly revise their plans and introduce new
What does Discovery offer?
The company offers four series, each
with a number of plans. These series of plans have been designed to meet well defined needs and budgets. They are
1. The KeyCare
Series This series consist of two plans; the KeyCare Core and the KeyCare
Plus plans. Both plans require members to make use of only those service providers that are part of the Discovery
network. The plans are affordable because the company has negotiated better rates with those service providers that
are part of their network.
2. The Core SeriesThis
series consist of five different hospital plans. They are affordable plans because they specifically cater for
covering the cost of hospitalization only, although some of the plans in the series do offer very basic cover for
day-to-day medical expenses. The plans are: Essential Delta Core, Classic Delta Core, Coastal Core, Essential Core
and the Classic Core plan.
The Saver SeriesThese plans make
provision for general cover that consist of cover for both in-hospital and out-of-hospital medical cost. There are
five plans: the Essential Delta Saver, the Classic Delta Saver, the Coastal Saver, the Essential Saver and the
Essential Priority plan.
4. The Comprehensive
SeriesThe plans in this series offer the most wide-ranging cover. It consists of
the Essential Delta Comprehensive, Essential Comprehensive, Classic Priority, Classic Delta Comprehensive, Classic
Comprehensive and Executive plans.
quick summary of what the plans offer
The Executive Plan is the most comprehensive plan offered by any of the various
medical aids. Members have full access to chronic health care programmes, extensive hospitalization benefits,
day-to-day medical care, trauma treatment and even experimental medical technology. In some cases members may even
receive treatment at facilities abroad.
The Comprehensive Plans all offer excellent hospital cover, treatment for
certain chronic conditions, day-to-day medical treatment benefits and a medical savings account. All members of
Comprehensive plans have access to medical technology programs.
The Delta Plans are designed to be affordable and members of these plans must
make use of approved service providers only.
Discovery Medical Aid is a giant among the
various medical schemes that operate in South Africa. Discovery goes to great lengths to offer
plans that will suit the needs of just about every household and they are able to offer affordable plans by
negotiating better rates with service providers.
Read an article entitled "Top 10 Facts
About Medical Aid Schemes in South Africa" here.
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