Why Medical Aid Cover is Essential
All South Africans have unrestricted access to the
public health system. It is their constitutional right. The problem is that the public health system is under
Africa has millions of unemployed people and people that eke a living below the breadline. These people cannot
contribute towards their treatment. The result is long waiting times, and limited
Many South Africans that are employed or on
pension can afford to cover their own medical expenses by joining medical aid schemes. These schemes offer a wide
variety of plans that are designed to provide specific benefits at private hospitals and by private medical service
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There are several reasons for joining such
schemes. Here are some of the most important ones.
- Few people realize just how important their
health is until calamity strikes. Good health is the most important asset any single person can hope to have.
No worldly possession is as important and it is therefore vital to do whatever is necessary to maintain good
health. One of the most important things to do is to ensure that the very best medical care will be available
when emergencies occur or when disease is diagnosed.
- The cost of private health care is
horrendous. Very few people can afford to pay for treatment at private facilities from their own pockets and
when they are compelled to do so it may lead to financial hardship. The best solution is to become a member of
a medical scheme.
- The public health system cannot provide you
with access to some advanced treatment programs and they will most certainly not provide the latest
technologically advanced methods of treatment. Many private schemes offer access to the very latest methods and
techniques. Some even offer experimental treatment at facilities abroad if similar programs are not available
in South Africa.
- Medical schemes offer convenience. Members of
medical aid plans are able to choose their doctors, hospitals, dentists and other service providers. This
option is simply not available to state patients. State patients cannot make appointments for specific times
and they cannot choose between various treatment options.
- It is the responsibility of every citizen to
look after his or her own needs as far as possible. It is not reasonable to expect the government to provide
free services for all. Resources are limited and money is short. Those that can afford it should cover their
own medical costs and the very best way in which to do this is to become a member of a medical
- It is vital to choose the very best plan
possible. That means that the plan that will best suit the needs of the family should be chosen. It is a sad
fact that so many people elect lesser plans on the basis that they cannot afford more comprehensive cover while
they enjoy luxuries such as annual holidays and many other non-essential indulgences. Health is the most
important thing and should receive the highest possible priority.
South African citizens are spoilt for choice when it comes to medical aid cover. The facilities are world class and
South African medical service providers enjoy respect and envy from all over the world. Without medical aid cover,
however, access to these excellent facilities and practitioners is simply not possible. It is a matter of
priorities, really. © Medical Aid Plan
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